November 20, 2025

by K. Jeremy Ko

Have you seen the argument to claim social security benefits early (i.e., at age 62) that has been making the rounds? The argument is that you should claim your social security retirement benefits early because you can…

November 20, 2025

by K. Jeremy Ko

Have you seen the argument to claim social security benefits early (i.e., at age 62) that has been making the rounds? The argument is that you should claim your social security retirement benefits early because you can…

November 19, 2025 

by K. Jeremy Ko 

Social security benefits represent a big chunk of retirement income for the vast majority of US households. As of 2025, retirement benefits can provide up to around $5000 per month (or $60,000 per year) for a retire…

Mar 14, 2024

by K. Jeremy Ko

Funding long-term care is the biggest financial risk faced by US retirees. Therefore, planning for long-term care is a critical (and often-ignored component) of comprehensive retirement planning. Typical costs currently rang…